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Insurance Telematics
Insurance telematics provides the means for both the insurer and the fleet operator to better manage driver behaviour, in turn this dramatically reduces loss ratios as a result of accidents. It allows insurers to provide a more tailored approach to premiums associated with an individual’s risk profile, saving you even more money for safer and more efficient driving practices.
The data is also utilised to more accurately reconstruct accident scenes, making it easier and faster to evaluate claims.
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Benefits of insurance telematics
Once we professionally install our in-house developed telematics hardware into your vehicle, you can start receiving reports on driver behaviour. These reports are compiled using algorithms that assess many key driving habits and behaviours, such as speeding, harsh braking, number of hours and kilometres driven in a month and specific times of day spent on the road. With this wealth of data, you are in a much better position to enforce and educate your drivers on better and safer driving habits. Experience shows that drivers will even change their habits automatically once they are aware that they are being closely monitored. This results in an insurance policy that is tailored according to your drivers’ driving behaviour and lower insurance premiums due to the implementation of safer driving habits.

In cases of vehicle accidents, we will create an accurate crash reconstruction report using your vehicle’s key metrics prior to the crash, leading to easier, faster and, more successful claims. Cartrack insurance telematics data will also add more credibility to theft insurance claims, ensuring that you always have what you need for a more successful claim.
To keep your team safe and assets secure, receive additional Stolen Vehicle Recovery (SVR) and Crash Alert features, ensuring that you are always protected in accidents or situations of possible vehicle theft.

Customise your alerts and how you receive them. Get alerts on speeding, harsh braking or cornering, idling, geofence exit and entry, unscheduled usage and many more. All alerts can be sent to any device or platform through email, RSS feeds or SMS.
Plan your routes and fleet productivity better with traffic and transit alert overlays, ensuring that an accident will never get in the way of you reaching your destination as efficiently as possible.
Never lose perishables again. Get instant alerts if cold trucks are out of optimal temperature range, and assure customers of your product quality.
In an emergency, the press of a button will instantly send a silent alert to the Cartrack 24/7 control room and an operator will provide assistance.
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